My last week or so has seen me embroiled in modern day pickpocket victim hood via British Gas, HMRC and probably several other bodies I am presently unaware of. It goes like this. You are assessed through last year's tax code which carries settled underpayment completion. You have to get that amended otherwise it now remains carried over. Any overpayments you have to claim back and even then it might take weeks or months. Woe betide if you owe HMRC dosh. Every second is charged interest and you will need to identify the problem. They will no longer inform you, just take as much as they can from your pocket. Then the utilities and their scams. Complex calculations to bamboozle. Estimated readings, even when supplied constantly with customer figures. In my switch recently, payments already made were ignored and a bill issued showing a shortfall. Weeks later, this is amended to show a credit of some £56. No sign of that appearing yet and no doubt expensive phone calls will be necessary.
Everything is a scam. These organisations recruit the best from Oxbridge to play chess with our lives and our incomes. We are pitted against grand masters of the chequered board without knowing we are playing and even with that knowledge we are forced to play without a Queen. Hateful modern ways. What's your least favourite opponent?